The LTV ratio varies according to the trading activity and liquidity of your chosen collateral. Most collateral types have an LTV ratio of 66% for 1 year loans or shorter. That means we require 150% of the loan value in collateral. For each month after the first year, we require an extra 5% of the loan value in collateral.
For example, if you were to request a loan for 15 months, the collateral due would be 150% + (3*5)% = 165% of the loan value in collateral, which brings your LTV ratio to 60.6%.
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